Car insurance quotes: Liability Coverage Offers Serious

Liability Coverage Offers Serious
Protection for Serious Peace of Mind

If you’re at fault in an accident, you could be held legally responsible for all medical and repair costs for everyone involved. Liability Coverage can shield you from these potentially devastating expenses.

Protection for People, Property, and the Unexpected

Bodily Injury Liability Coverage

If people are injured in an accident that’s your fault, Bodily Injury Liability coverage helps protect you from bills that can include:

• Emergency aid at the scene
• Medical expenses for bodily injury
• Medical services for sickness or disease
• Compensation for loss of income
• Funeral expenses
• Legal defense fees and/or bail bonds for anyone listed on your policy
• Other expenses not listed here

If you’re interested in carrying this coverage, but aren’t quite sure how much coverage is right for you, you might want to consider purchasing the highest limit you can comfortably afford.

Property Damage Liability Coverage

If another driver's property is damaged in an accident that’s your fault, Property Damage can help pay for their:

• Structural damage to homes, storefronts, etc.
• Repair or replacement costs for other stationary objects
• Vehicle repair or replacement costs

It can also help keep your assets safe in the event of a lawsuit resulting from a covered accident.

If you’re interested in carrying Property Damage Liability protection, you might want to consider purchasing the highest limit you can comfortably afford.

Property Protection Coverage (PPC)

PPC is a unique option available only in Michigan.

This coverage will pay up to $1 million for very specific kinds of property damage you’ve caused in an accident, such as:

• Damage to buildings
• Fences
• Properly parked cars

Other Coverages

Choose any of the following options that might suit your individual circumstances best and build an auto insurance policy that helps fit your needs.

Collision Coverage — helps pay for repairs or replacement to your car if you’re in a covered accident that involves other vehicles or stationary objects.

Comprehensive Coverage — helps pay for covered losses caused by natural disasters, theft, vandalism, or other similar events.

Underinsured/Uninsured Motorist Coverage — helps protect you if the covered accident was another driver’s fault and s/he either has no auto insurance, or not enough insurance to cover the expenses.

Medical Payments Coverage — helps pay medical bills if you or your passengers are hurt in a covered accident. This option may also cover other members of your family when they’re driving the insured car.

Personal Injury Protection — typically helps reimburse you for lost income, child care expenses, medical expenses, and other similar things if you’re hurt in a covered accident. (Personal Injury protection is not available in some states)

Limits and Deductibles — will apply to certain types of coverage. Your Limits and Deductibles determine how much your insurance company will pay and how much you’ll have to pay when you make a claim for a covered accident.

Additional Coverage Options — can boost convenience and peace of mind, whether it’s with our Towing and Labor-Cost Coverage*, Rental Car Reimbursement* Coverage, Sound System Coverage*, or Tape/CD Coverage*. The choice is yours.

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