Here's What You Need to Know
You made some important choices about your new car. Now you need to make some equally important choices about your auto insurance. If you want the right coverage, without paying too much, here are some things to think about.
Owning a new or used car can make a difference when it comes to insurance. Especially if you’re looking for valuable discounts.
At Allstate, we offer a discount for new cars. And check out our New Car Replacement feature available with Your Choice Auto®. If your new car gets totaled within the first 3 model years, you can get a new car — not just the depreciated value.
Check out your car’s safety features, too. Certain factory-installed features might save you money. (We offer discounts for passive restraints, air bags, and anti-lock brakes.)
And for a better look at Allstate’s auto insurance policy options, discounts, and other coverages, get a Ballpark Estimate online. It only takes a few minutes, and you don’t even have to give your name, email address, or other personal information.
Auto Insurance Can Also Help Protect People - Including Yourself.
Make sure you have enough protection to cover expenses if you or one of your passengers gets hurt in an accident. Even if you have health insurance, you should consider the following three coverage options as part of your complete auto insurance policy, as these policy features cover you, and the people in your car:
- Medical Payments Coverage
- Uninsured / Underinsured Motorist Coverage
- Personal Injury Protection (not available in all states)
You also need to protect yourself financially. Liability Coverage helps protect you and your assets if you’re found to be at fault in a covered accident.
And, of course, you’ll want to protect your car.
We offer two kinds of auto insurance coverage that work together to give you powerful protection:
- Collision Coverage — helps pay for repairs to your car if you’re in a covered accident that involves other vehicles or stationary objects.
- Comprehensive Coverage — pays for covered losses caused by natural disasters, theft, vandalism, or other similar events.
(Remember that Coverage Limits and Deductibles apply to each coverage option: these amounts determine how much your insurance carrier will pay, and how much you’ll pay when you make a claim.)
Be Sure to Keep a Look-out for Additional Savings.
Allstate offers as many as 15 different discounts — for good students, having both your home and auto insured with Allstate, new cars, safe drivers, and more. Get an auto insurance quote and see how many discounts you qualify for. Or, you can call 1-866-621-6900 to get a quote over the phone.
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