Young drivers are the most vulnerable drivers on the road. Which is why we’re committed to keeping them safe — with special product points for parents of teen drivers, and ways to start that all-important conversation about teen driver safety.
To start the conversation now, check out Allstate's exclusive Interactive Parent-Teen Driving Contract.
Safety First
We all want the best for our kids, but statistics show that young drivers are the most likely to be involved in an accident. So if you’re buying a car for your teen, make sure it has a high safety rating. (It can help keep your auto insurance premiums down, and increase your child's safety on the road.)
Graduated Drivers Licensing laws are designed to limit teen driving privileges until your new driver gains experience on the road. (These laws can vary from state to state.) Some common restrictions include:
- Learner’s permit or intermediate license requirements
- Nighttime driving restrictions
- Required hours of adult supervision while driving
- Suspension of driving privileges with a crash
- Additional training requirements after a crash or ticket
- Seat belt requirements for drivers and passengers
- Restrictions on the number of passengers allowed in a car
- Mandatory driver education
- Tougher drunk-driving penalties
Helping Your Young Driver Succeed
Some new drivers need extra learning time. Only you can decide whether or not your teen is ready to drive without adult supervision. Keep your new driver safe by setting, and regularly communicating consistent rules about when, where, how, and with whom your teen is allowed to drive.
- Limit the number of passengers in the car. Laughter, music, and cell phones can create serious distractions — which increase with every additional passenger.
- Establish and enforce a curfew.
- Insist that your driver (and all passengers) wear seat belts at all times. They may not be “cool,” but seatbelts save lives. (And, in some states, they’re law.)
- Create a no-cell zone. Talking on the phone is a dangerous distraction on the road for drivers of any age. Know the applicable laws in your county or state, as these are changing rapidly and fines can be significant.
- Consider limiting or supervising your teen’s driving privileges during accident high-risk times (such as Friday and Saturday nights).
- Set driving-area limits. If your teen wants to travel outside your town or city, require that he or she request your special permission.
- Prohibit driving under the influence of drugs or alcohol. Prohibit riding as a passenger with a driver who’s unfit to drive. Encourage your teen to call for a ride home if needed.
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